UK Spouse Visa Income Calculator
Check whether your income meets the UK partner visa financial requirement, and how much cash savings would cover any shortfall.
| Item | Amount |
|---|
| Rule | Figure |
|---|---|
| Minimum income | £29,000 a year |
| Extension, first applied before 11 April 2024 | £18,600 a year |
| Older-rule extension: first child | £3,800 a year |
| Older-rule extension: each further child | £2,400 a year |
| Savings that do not count | First £16,000 |
| Savings to cover a shortfall | £16,000 + 2.5 × shortfall |
| Savings alone, no income | £88,500 |
How to Use UK Spouse Visa Income Calculator
How the UK Spouse Visa Financial Requirement Works
A UK partner visa applicant must show income of at least £29,000 a year, or enough cash savings to cover any shortfall. The calculator handles the arithmetic. Whether a particular income counts is decided by the Immigration Rules, so check your own case on GOV.UK.
The savings formula, with an example
The first £16,000 of savings does not count. Above that, each £2.50 of savings covers £1 of yearly income. A couple with an income of £20,000 is £9,000 short, so they need £16,000 + (2.5 × £9,000) = £38,500.
For families applying from Pakistan
Savings held in Pakistan can count, but they are converted to pounds and must meet the evidence rules. A fall in the rupee can push a balance below the required figure, so keep a margin above it. Income the applicant earns in Pakistan generally does not count once they move to the UK, so check this before relying on it.
Costs not included
The visa fee and the Immigration Health Surcharge are paid on top of this requirement. They are not part of the income or savings test.
Frequently Asked Questions
The minimum income requirement is £29,000 a year, using the combined income of you and your partner where the rules allow it. People who first applied as a partner before 11 April 2024 and are extending with the same partner use £18,600, plus any amounts for children.
Savings count only above £16,000. To cover a shortfall you need £16,000 plus 2.5 times the shortfall. With an income of £24,000, the shortfall is £5,000, so you need £16,000 + £12,500 = £28,500.
Yes. With no income, the figure for a first application is £88,500, which is £16,000 + 2.5 × £29,000.
Normally for at least 6 months before the application. The documents you need to provide are set out in Appendix FM-SE of the Immigration Rules.
Partners receiving certain disability or carer's benefits, such as Carer's Allowance or Personal Independence Payment. They must still show they can support themselves without relying on public funds.
Only on the older-rule extension: £3,800 for the first child and £2,400 for each further child, and never above £29,000. British, Irish and settled children are not counted.